After our recent series of articles on changes in the Homeowner Insurance market (see below), we received several questions that we wanted to address. Homeowner Insurance- What’s up…Besides Your Rates? Homeowner Insurance Rates Increase – What Now? California Fair...
In continuing our series about homeowner insurance and the recent market challenges, we are going to discuss the California Fair Plan. Our last two articles focused on changes in the home insurance market, and actions you can take to mitigate the premium increases. ...
As part of our series on homeowner insurance, last week we discussed the reasons for the rate increases and recent difficulties in the home insurance market. Click here for a review of that article. This week, we address the steps you can take to ensure you are...
Why Condo Unit Owners Need Earthquake Insurance (Even if the HOA has Coverage) You own a condo either as your primary residence or as an investment property. You checked and found the HOA carries earthquake, so you feel protected. However, does that give you the...
Is Earthquake insurance worth the cost? In California, earthquakes are a reality. However, recent estimates by the California Earthquake Authority show that only 10% of California households carry this coverage. Earthquake coverage is not part of a standard homeowner,...
