What a Business Policy Covers…and Doesn’t Cover

What a Business Policy Covers…and Doesn’t Cover

A Business Owners Policy (BOP) contains many, but not all coverages a business needs.  The basic BOP provides coverage in three primary areas: Business Liability- covers you if a person is injured on your premises (e.g. a slip and fall), or your product or service...
Is Your Home Underinsured?

Is Your Home Underinsured?

Given the California fires over the last few years, one of the largest challenges was whether the homes were adequately insured. Recent surveys of fire victims in California showed that almost 50% of homes were underinsured, meaning they could not be rebuilt for the...