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JSG Resources

Our Company Mission is to Evaluate, Educate and Explain so that our clients understand their coverage … Before they have a loss. To reach this goal and serve our clients, we developed the following resources. Whether or not you become a client, these resources are part of our commitment to provide value with any interaction you have with our Agency.

How much coverage should I have?

You have Auto Liability Insurance to protect you if you injure someone in an accident. Similarly, you have Homeowner Liability Insurance if you are held responsible for someone else getting injured. In California, if you do not have enough insurance to cover a liability loss, the injured person can come after your future income and assets until the claim is paid. The questions to ask are:

  • Do I have enough coverage?
  • How much coverage do I need?
  • How do I figure that out?

Use our simple Liability Calculator to help you answer these questions. Based on your responses to a few simple questions, the calculator will estimate your potential financial exposure to a large Liability Loss. This is a quick and easy way to determine if you have the coverage you need.

How much coverage should I have?

Insurance Policy Reviews with No Obligation

One of our core beliefs is to help people understand their coverage… Before they have a loss. If you understand your policy and how it works, you can make informed choices. Send us a copy of your policy and answer a few simple questions and we will provide you a review of your coverage, including possible gaps and opportunities for savings. We offer this service for Auto, Home, Earthquake, Umbrella, Rental Property, and most business policies at no cost and with no obligation (see sample below).  JSG Insurance will not sell your information and any information you provide to us will be kept confidential. 

We offer this service for Auto, Home, Earthquake, Umbrella, Rental Property and most Business policies at no cost…

Ask Us a Question with
No Obligation

Our Mission statement is to Evaluate, Educate and Explain to help our clients understand their coverage…Before they have a loss. The “Education” piece is probably the most important part. We are willing to answer any insurance related questions you have and are committed to getting you an answer within two business days. If you ask a question in an area outside of our expertise, we will let you know or ask for more time to find you the answer.

Side-by-Side Comparisons

It is easy for any Agent/Broker to provide you a quote. The challenge is then reviewing the quote to determine if there are any coverage differences and the impact if you have a claim. The quote may be more or less than you currently pay, but without understanding the coverage differences how do you know if it makes sense to make a change? In most circumstances, we offer a side-by-side comparison of the key coverages so that you can see the coverage and price differences. We also include an explanation of why we are suggesting different coverages, so that you can make an informed choice.

Other Trusted Professionals

One of the advantages of owning a professional service business for almost 20 years is the opportunity to meet other professionals.  Some of these are people I have personally used, or my clients have used and given me positive feedback.  Others are people I network with on a regular basis and have a strong sense of their expertise and personalities.  This allows me to recommend a wide range of professionals based on our clients’ specific needs.  We can refer professionals with the following expertise: