Assessing Your Own Auto Insurance in 4 Easy Steps – Part 1

Assessing Your Own Auto Insurance in 4 Easy Steps – Part 1

A common phrase I hear when talking to clients is “I have full coverage”.   While you may have the key coverages on your auto policy, that is no guarantee you have all the coverages, or the level of coverage you need to properly protect yourself.  Our belief is you...
My Homeowner Insurance Covers my Home-based Business….Right?

My Homeowner Insurance Covers my Home-based Business….Right?

With the recent events, many people have chosen to leave their corporate jobs, stop their long commutes, and start their own home-based business. According to the Small Business Administration, there are 30.2 million small businesses and about half of them are...
How Do You Know if You Need a Personal Umbrella?

How Do You Know if You Need a Personal Umbrella?

Personal Umbrella policies provide an extra layer of liability coverage over your Auto, Home, Recreation Vehicles, and Landlord insurance policies.  Liability is the coverage you have to pay to someone else if you are held responsible for injuries you cause or damage...
Is Earthquake insurance worth the cost?

Is Earthquake insurance worth the cost?

Is Earthquake insurance worth the cost? In California, earthquakes are a reality. However, recent estimates by the California Earthquake Authority show that only 10% of California households carry this coverage. Earthquake coverage is not part of a standard homeowner,...
Doubling Your Auto Coverage Without Doubling Your Premium

Doubling Your Auto Coverage Without Doubling Your Premium

Doubling Your Auto Coverage Without Doubling Your Premium Saying people don’t like paying for Auto insurance is an understatement.  However, with a little knowledge you can help ensure that your premiums will provide you with the best coverage.  Major areas of your...