With the recent events, many people have chosen to leave their corporate jobs, stop their long commutes, and start their own home-based business. According to the Small Business Administration, there are 30.2 million small businesses and about half of them are...
Personal Umbrella policies provide an extra layer of liability coverage over your Auto, Home, Recreation Vehicles, and Landlord insurance policies. Liability is the coverage you have to pay to someone else if you are held responsible for injuries you cause or damage...
Why Condo Unit Owners Need Earthquake Insurance (Even if the HOA has Coverage) You own a condo either as your primary residence or as an investment property. You checked and found the HOA carries earthquake, so you feel protected. However, does that give you the...
Is Earthquake insurance worth the cost? In California, earthquakes are a reality. However, recent estimates by the California Earthquake Authority show that only 10% of California households carry this coverage. Earthquake coverage is not part of a standard homeowner,...
Doubling Your Auto Coverage Without Doubling Your Premium Saying people don’t like paying for Auto insurance is an understatement. However, with a little knowledge you can help ensure that your premiums will provide you with the best coverage. Major areas of your...
A Business Owners Policy (BOP) contains many, but not all coverages a business needs. The basic BOP provides coverage in three primary areas: Business Liability- covers you if a person is injured on your premises (e.g. a slip and fall), or your product or service...
