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On the Job Accidents and Insurance

Each year the number of work-related accidents on the road increase. Employers who have workers driving to appointments, meetings, clients and other work-related purposes need to fully understand how they are covered with Santa Clarita business insurance. While you likely have a commercial auto insurance policy, if a worker is injured in this accident, then your workers compensation insurance policy will also respond. It is important to keep in mind, even if a worker is not on the job, but in an accident, the employer may have to pay for the injuries and damages.

The Importance of Workers Comp Coverage

There are some employers and employees who have the misconception that this type of insurance is only going to be necessary for an accident that occurs inside a building; however, this is simply not true. When an employee is in or on any business property, they will be covered by the worker’s compensation policy. This protects the employee and the employer.

Other Insurance Involvement

Just because worker’s compensation insurance providers may be involved, that it does not automatically mean that no other insurance providers will be called. In many instances, the commercial insurance provider will be involved, as well as the insurance provider for the other person involved in the accident. However, these individuals are not looking out for the well-being of the person injured in the accident, but rather focused on the property damage. The worker’s compensation insurance provider will be present to represent the injured party and ensure their rights are upheld.

Insurance You Can Count On

If you are a business owner, you need to take the time to determine what insurance your business needs. For assistance with this, call on the professionals from JSG Insurance services in Santa Clarita. Our professionals will evaluate your particular needs and create a full business insurance coverage plan that will provide ample protection. When it comes to your business, your employees and your future, having the right insurance coverage makes all the difference in the world. Visit our website or call us today for a free coverage review and quote.

JSG Insurance Services
27433 Tourney Rd, Suite 280
Santa Clarita, CA 91355
Posted 6:00 AM

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