Employee Auto Accident on The Job in Santa Clarita
A common question we receive from business owners in the Santa Clarita Valley is, “what happens if my employee gets into an auto accident while on the clock?” Whether you have one company vehicle, or an entire fleet, knowing what happens and what to do is essential.
Your Worker’s Comp Policy will Respond
The first thing to understand is that your worker’s compensation policy will respond to this kind of situation, even if other insurance is involved. Other insurance that may also apply include your commercial auto insurance or insurance from the party who caused the accident. However, since your employee was injured while “on the job”, the worker’s comp policy will be available to provide benefits including payment of medical costs and lost wages for that employee.
It does not matter if the accident occurred off-site or in your parking lot, your worker’s comp will respond and provide the necessary benefits to your employee.
Santa Clarita Commercial Auto Insurance Broker
JSG Insurance Services provides insurance coverage for both small and medium sized businesses, as well as families in the Santa Clarita Valley. Having over 25 years of experience in the insurance industry JSG Insurance will help you feel confident that we will find the coverage you need and provide you with vital information to know what to do in the case of an auto accident or claim.
JSG Insurance Services
27433 Tourney Rd, Suite 280
Santa Clarita, CA 91355